I have better relationships with my peers working from home then being in the office. Plus, 99% of my contacts work in other states. Having the ability to work from home at least 2x a week will increase productivity amongst associates. The bank really needs to reevaluate their goal of bringing people back in the office every day. Stop listening to consulting firms, who are encouraging this approach and do the research yourself by listening to your associates. Oh, that's right, no one listens anymore, they just checked the box that an enterprise survey was completed and collect their million dollar + bonus.
Exactly what @ZwFtOwl-1emt said.