http://www.cnbc.com/2016/05/12/bank-of-americas-not-giving-up-hb2-fight-ceo.html?__source=yahoo|finance|headline|headline|story&par=yahoo&doc=103631358
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"Moynihan also said there will "absolutely" be more cost-cutting ahead for the bank. " is all we need to read.
cost-cutting = J O B's