It was said many times thu the year that the lower 10% will be let go and I think the time is now.There is stress among employees cuz we all know those 10% may not be the lowest.Can be anyone at this point.
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Of course the CRMs ARE BEING LET GO....... MODS ARE DONE in December! HAMP is going away .. Obama did not extend it this year! Unless he extends Hamp / Harp on his way out the door.. bye-bye LAS.
The bank does this twice a year after mid year and annual reviews. Unfortunately it's not always the bottom 10%. There was a big one in Sept, Oct and Nov last year