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Public Service: Transfer your RSUs

SAP has remained committed to the current trajectory despite significant stock decreases and negative feedback from both customers and employees. Stock is now at $175 and forecasts, combined with SAP's stubbornness, imply that it is very unlikely to increase in the foreseeable future.

If you do not have a personal brokerage account, I strongly suggest taking the following steps:
1) Open a beginner-friendly brokerage account (Fidelity is a good one)
2) Transfer your vested SAP RSUs to your personal brokerage account
3) Sell your SAP RSUs and purchase something more sustainable

ETFs like SCHD are very dependable. SCHD pays out quarterly dividends (bonus pay that you can cash out on any time or reinvest). ETFs like SDIV aren't as dependable but pay out monthly dividends so something like SDIV is a great way to increase your passive monthly income.

The transfer can take anywhere from days to weeks.

Justification: Say you have 20 SAP RSUs at $175 USD per share. By the end of the summer, that price could sit at $125 USD meaning you lost $50 USD per share. You've lost $1,000 along with the dividends you could have earned investing elsewhere.

Now say you sell 20 SAP RSUs at $175 next week and then put half of your profits into SCHD and the other half into SDIV. You've saved $1,000 and you've earned about $113 in Dividends alone. This doesn't include increases in ETF value.

Granted, us selling our stock isn't good for the company but we have to look out for ourselves considering they're not willing to look out for us.


Severance Details - Facts only pls

Let help each other navigate through these troubled times instead of spreading rumors or hate.
If you can please share severance facts anonymously.
1) Does Nike accelerate vesting for all unvested RSUs ? How about options ?
2) Does Nike provide existing medical coverage during the two months on payroll ?
3) After those two months does severance include subsidized cobra coverage only ?


Stock together catch 2025

Not sure if this is me or a catch of three RSU’s issued 2025 in stocks only , had to sell at market value 1-3 immediately. Please check your RSU’s. The third is a gotcha , please check and sell if you want the cash.

For me , two were available for cash, the third was issued in stocks with no notification, just sold at $50…..if you dont do anything, they play games !


RSUs can end up _costing_ money

Given that RSUs are W2 income & taxed as such, it is very possible that an RSU could end up costing money (lowering one's net income): when It is taxed when the stock is high (at vesting) and then later value of the stock could be so low that it is less than the taxes paid originally.
And when selling it, the losses can be offset against W2 income with at most $3K/year.
Moral of the story: If the stock is high(ish) on the RSU vesting date: Sell all of it right away.
(I guess one could also opt for stock options instead of RSUs)
Disclaimer: IANAL/IANATP
Also: I know this is strictly not on topic


Severance for NJ employees off payroll 2/20

Quick question for anyone in New Jersey who was part of the Feb. 20 layoff wave.
Did you only receive half of your severance so far? If yes, have you heard anything about when the second half is supposed to hit?
Also, any word on the RSU payout timeline? Haven’t seen any updates yet.
Appreciate any info, trying to figure out what to expect. Thanks.


Where are RSUs?

Did anyone get stock this year? This is the first year that I didn't receive any and from what I've heard around, a lot of people didn't receive it that normally do. Did they all go to the leadership team? According to SEC filings, Nicole Jones acquired over 9,000 shares last week (not sure if those were just from this year or prior years vested).


Anyone else dislike RSUs?

While I understand the rationale from a Corporate Accounting perspective, as am Employee, these really suk. The price always goes down when they vest, so I end up earning less. My whole income stream (salary) it tied to this place, I do not need more exposure to an organization I have absolutely no say nor control in. Just give us ca$h, please. Also overcomplicates my Tax Filing. Ca$h is way easier. Please make RSUs go away.


Still waiting on “proof” that those caught in the Nov 20 cuts would have ALL outstanding RSU vest.

Basically, someone stated that the Nov 20 layoff was some kind of exception to the prorated RSU treatment that involuntary separations receive.

That those caught in this particular wave would have all future years (the two tranches for 2027 and the one for 2028) vest upon separation.

Any truth in this?


Major Talent Exodus Following Bonus Payouts

The largest employee migration in Bank of America Company’s history has begun following the February bonus and 401(k) contributions. While some employees are waiting until the end of March for their RSUs to vest, many senior leaders are departing after receiving substantial bonus payouts.🤫


Last RSU and STI?

Offboarded 1/23. Have received 2 RSU payouts as predicted (2/6 and 2/13) but the 3rd is not yet received per typical schedule. Anyone know what might be the holdup there? I saw on a previous post that someone had their last payout in stock and transferred over to their individual account. Is that what I can expect here?
Also, do we have any confirmation that STI will be paid out this Friday?


Should Q have kept my RSUs award?

I was fired from Qualcomm and they canceled my RSUs award plan.

I know probably they can cancel the RSUs I was awrded at the time of joining the company because those were tied to me keeping the job. But was right that they also canceled the stocks in was awarded after AR25? Were those tied to me keeping the job?


Dude... No merit or anything?

After an "exceptional" review, I am hearing no merit or bonus increase? Just a lousy retention RSU of not even 1/2 of a paycheck that vests in who cares amount of time because the stock is going down every single day... I'm so confused, you hand out a retention bonus, in a dogsh*t effort to keep people around, and then say "oh by the way G11+ get nothing this year" lol...

I cannot state this enough, regardless of the size of this company, it's so pathetic how inept our HR or any decision making staff is at communicating. This is entirely a company taking advantage of a flailing job market and uncertain economic factors. Frank being gone lifted a weight off of everyone's shoulders, all for the same procedures of being intentionally cryptic with all verbiage to stick around. I cannot comprehend how listening to employees complaints and being more communicative with your underlings does anything besides boost morale even if a little.

I really do wish one of these soulless HR reps or even Mike would come on here for a second and just read. Even through the side remarks and posts, there are a majority of employees who are concerned about the state of the company and just want to be spoken to like adults. We are humans, we do not want to venture out into the unknown and find new jobs. This cannot continue, or else the constant brain drain that we've experienced for at least half a decade will continue. You cannot ask people to stick around and suffer then simultaneously tell them they will not be receiving more money. The state of the companies affairs due to poor leadership leading to us being left out to dry will only exasperate the issues.

The effort to can these VPs and chairs of divisions has been a solid step in the right direction for relieving some of the draconian measures left behind by Frank, but transparency is what we need now. Pay us, or at the very least, tell us why you can't pay us and explain what your future plans are to make up for this fiasco. Nobody cares for the same people to come on the Town Hall from HR and speak to us with their painful vocal fry, telling us to fill out a curated Q&A form to pad their stats like it's the 4th quarter of a blowout.


After a 75% Drop, Here’s Where I Am

I’m being straightforward here: I’m not keeping my money in Fiserv anymore. In 2025, I tried to offset some of the losses by buying as we slid, hoping we’d stabilize. Looking at my vested RSUs now is just discouraging. In a single year, we lost nearly 75% of our value. I know it’s technically a paper loss, but it’s hard to see it as anything other than a disincentive.

We also haven’t seen meaningful insider investment from leadership. It feels like we’re in a defensive crouch — holding ground, cutting costs, and trying to ride out the storm. I still believe this company can turn things around, but 2025 took a lot of the loyalty out of me.

As we head into Tuesday’s announcement, all we can really do is hope together. With the lack of clarity and vision from the top, hope is the only thing we’ve been given.


Question on RSUs

Now that we see Crown Castle is going to weasel out on the RSUs for the 20% of people they are laying off tomorrow, it made me wonder about this corporate squeeze-play they are doing with RSUs for those in the perimeter.
I’ve been a project manager long enough to know when a project plan has a massive hole in it. Right now, the company is spinning this "retention incentive" like they’re doing us a favor. But look at the math: they are accelerating what we already earned from last year, while completely cutting us out of the 2026 LTI grant.
There are over half of us moving to Zayo or EQT. That means over half the company just got hit with a massive compensation gap while those remaining get the full bag.
For those of us in the field, those RSUs are a huge part of our total pay. If you take that away, it’s basically a constructive pay cut.
A few things that don’t sit right:

  1. The SEC filings say the company has to operate in the "ordinary course of business" until the deal closes. Skipping a standard annual grant for a couple thousand people doesn’t sound like "ordinary course" to me. It sounds like a budget hack to make the books look better for the buyers.
  2. Does this trigger "Good Reason" for us having a material reduction in compensation is grounds to walk with full severance.
  3. We already saw the Byler v. Crown Castle class action pay out for the California crew. Do they really want 2,000 more of us filing a bad faith suit while they’re trying to close a multi-billion dollar deal?
    Accelerating my old money doesn't make up for stealing my new money. If Zayo isn't putting a "bridge grant" in our offer letters, Crown Castle is leaving us high and dry.
    Time to stop being "Castle Casualties" and start asking questions about our rights, too.

RSUs - why in VZ stock?

I was laid off with the Dec 19 crew. I got an RSU payout on Jan 20, another one on Jan 27, and then the last one on Jan 29 (yesterday). The first two were paid out to my Fidelity Individual account in cash. The last one was paid in VZ stock though. Anyone know why the last one was in stock?


RSUs for Riffed Employees

I have been carefully watching the status of RSUs due to being riffed. I have a screen shot of RSU units and estimated value at that time. The severance FAQ document Q.33 indicates that RSUs granted in 2023, 2024 and 2025 will pay out at their vested rate in 60-90 days after severance.

WARNING: What is not stated .... is that all your RSU's will be frozen at stock value as of 12/19/2025 (last day of employment). Meaning -- what is distributed (arbitrarily and in the last few weeks) is now where near the estimated vested rate per Fidelty in November or December.