#financialresults

Anyone have information on bonuses this year? Up, down or same?

Salesforce Inc. gave an outlook for revenue in the current period that topped analysts’ estimates, suggesting the software company is persuading customers to buy its AI tools.

Revenue will be $11.1 billion to $11.2 billion in the period ending in January, the company said Wednesday in a statement. Analysts, on average, estimated $10.9 billion. Current remaining performance obligations, a measure of bookings, will increase about 15%, compared with analysts’ estimates of a 10% rise.

The revenue forecast includes 3 percentage points of growth from Informatica, a data integration software maker that Salesforce acquired last month in an $8 billion deal. The outlook for current remaining performance obligations includes 4 percentage points from Informatica.

The largest maker of software to track customer relationships is trying to push adoption of Agentforce — its AI tool that can complete tasks such as sales development and customer service without human supervision. Still, use has been largely limited to experimentation, in part due to customer confusion over pricing and disorganized data, wrote Derrick Wood, an analyst at TD Cowen, ahead of earnings.

Salesforce Chief Executive Officer Marc Benioff touted adoption of the AI tool, saying “our Agentforce and Data 360 products are the momentum drivers.”

Agentforce launched last year, and the company said it has closed more than 9,500 paid deals since then, an increase from 6,000 in the prior quarter.Annual recurring revenue for Salesforce’s division that includes AI-focused tools such as data organization and agents was $1.4 billion in the period ended Oct. 31, the company said.

The shares gained about 8% in extended trading after closing at $238.72 in New York. The stock has dropped 29% this year through Wednesday’s close as investors have grown concerned about AI disrupting incumbent application software makers.

In the fiscal third quarter, Salesforce reported that revenue increased 8.6% to $10.3 billion. Profit, excluding some items, was $3.25 per share. Analysts, on average, estimated adjusted earnings of $2.86 a share on $10.3 billion revenue, according to data compiled by Bloomberg. The current remaining performance obligation was $29.4 billion, while analysts expected $29.1 billion.

Earnings, excluding some items, will be $3.02 a share to $3.04 a share in the period ending in January. Analysts, on average, estimated $3.03.

For the full year ending in January, adjusted operating margin will be about 34%, in line with estimates.

The company is piling new debt on top of old debt again borrowing money to refinance what it is already refinanced block of debt.

Pull a block. Add a block. Raul smiling like all good. Until the market sneezes at the shaky debt tower. or it collapses under ongoing client exodus resulting in cashflow shortfall.

From Seeking Alpha on Snowflake trading at 267 today.

Wall Street expects the cloud-based data storage company to post an EPS of $0.31, implying a 55% increase, while revenue is expected to rise 25.3% to $1.18 billion for the quarter.

The company, during its Q2 earnings call, stated that it expects Q3 product revenue to come in between $1.125 billion and $1.13 billion.

We expect this to support NRR around ~125% and healthy new customer growth of +18-19% YoY,” Oppenheimer analyst Ittai Kidron highlighted in a research note.

Over the last two years, SNOW has beaten EPS estimates 88% of the time and has beaten revenue estimates 100% of the time.

Over the last three months, EPS estimates have seen four upward revisions and one downward move, while revenue estimates have seen eight upward revisions, compared to one downward revision.

Since the start of the year, SNOW shares have gained over 70%, compared to nearly 16% rise in the broader S&P 500 index.

Oracle made $125M on $900M worth of rev from renting out data centers powered by Nvidia GPUs... this works out to a 14% profit margin. That’s a sh---y profit margin in a normal business, it’s VERY modest in a highly volatile industry like this one. It’s much smaller than the roughly 70% gross margin Oracle gets on non-AI services…

Q3 results "Revenue of $1.96 billion , up 28.3 percent, or 27.0 percent in constant currency"...."Operating cash flow of $159 million, up $43 million year-over-year.
Free cash flow(1) of $131 million, up $24 million year-over-year."

These are all up, yet everything else is down. "Headwinds, inflation, uncertain government blah blah" stock is tanking, entire company is on yard sale duty, your coworkers are disappearing.

Why do these numbers not add up?

Skimming off the top? SLT stowing extra cash away? What is happening?

WayDay was lower than expectations so they have to make the balance sheet up somewhere. Rob Peter to pay Paul.

https://investors.xerox.com/static-files/adf78906-cdf0-4fef-b8ce-21264d06bd9b

Debt servicing on the interest is up to around $1.1 million a DAY! Each and every day, this is not going away. Not principal, just the interest. Under 'Total Interest expense.'

That''s 400 million a year, just on the vig.

• Wendy's plans to close about 300 stores nationwide beginning in late 2025
• The closures represent a mid single-digit percentage of the chain's 6,000 U.S. locations
• Interim CEO Ken Cook announced the plan during a November 7 investor call
• The decision follows the earlier closure of 140 Wendy's locations in the previous year
• Closures will target underperforming restaurants that hurt franchisee profitability
• Some locations may be improved or transferred to new operators instead of closing
• The exact list of stores affected has not yet been released
• Closures are set to begin in the fourth quarter of the year
• Wendy's reported a 4.7 percent drop in same-store sales and a 2.6 percent global sales decline in Q3
• The company aims to strengthen brand performance and financial health through these actions

Share price down after results? What’s going on? More layoff ahead ?

Topgolf Callaway Brands President and CEO Chip Brewer revealed that his company eliminated “about 300 positions” in response to the impact of incremental tariffs. “We intend to mitigate as much of this impact as possible via efficiency improvements, pricing and vendor negotiations,” Brewer said on the company’s Q3 earnings call on Thursday.

https://www.sportsbusinessjournal.com/Articles/2025/11/07/topgolf-callaway-reveals-layoffs-raises-full-year-financial-guidance/

The happy-talk non-GAAP will be left out of the formal earnings filing, and we'll see how bad it really is. It's due 40 days after quarter end, which is Sunday. They will wait until after market close to do so.

Want to know what bold financial bets underpin this target? The narrative hinges on a game-changing revenue outlook and projected margin jumps over the next few years. See what specific assumptions drive the calculation and why consensus thinks a rerating might be ahead.

However, persistent losses in the Wind division and heavier exposure to volatile, large-scale projects could quickly reverse optimism around GE Vernova’s margin outlook.

Not looking Good Enough anymore is it?

The new CEO is working out well lol. No telling what we gave up to keep Chipotle as a customer so we could announce that on Earnings today to try and salvage a horrendous quarter.

For anyone who hasn’t seen “The Truman Show”: it’s a story about a man who lives inside a perfect illusion. His entire life is a TV set. The town, the neighbors, even his wife and coworkers… all actors. They know it’s fake. They get paid to keep the illusion running so Truman never realizes the truth.

The employees in Truman’s world were enablers.

They smiled on cue, stuck to the script, and did whatever it took to keep the show believable. Not because they believed in it, but because it was their job. Because it paid the bills.

Sound familiar?

For years, that’s what we, Xerox employees, have done here.

We’ve watched the numbers collapse, the debt balloon, the rhetoric pile up… and we’ve kept performing.

We’ve called decline “transformation,” losses “investments,” and chaos “reinvention”.

We’ve applauded speeches that we knew were hollow, because the alternative was uncomfortable truth.

We weren’t fooled. We were complicit.

Now the walls of the set are falling down.

Let’s stop pretending we didn’t know. We all knew.

We saw the numbers slide quarter after quarter.

We sat through the town halls, clapped like it mattered, then went back to our desks to whisper the obvious: this company’s been dead for years; we’re just managing the c0rpse.

Why?

Because the salary was decent.

Because it was easier to play d-mb than to stand up and say the emperor had no clothes.

Because survival inside a dying machine feels safer than the uncertainty outside it.

Every spreadsheet, every “adjusted” margin, every fake pep talk… we saw it all.

And instead of calling it out, we became the extras in the show.

We smiled, nodded, and sold the illusion that Xerox was turning a corner.

But the truth is brutal: we helped build the illusion.

We traded everything for comfort, and comfort is what leads companies to de4th.

We knew the business model was obsolete, that “Reinvention” was just branding without any substance.

We heard the excuses: tariffs, macroeconomy, delayed orders, COVID (in 2025?)… and pretended those were answers.

Now the curtain’s down.

No plot twist, no surprise ending… just the arithmetic of brutal financials that don’t lie.

The problem isn’t that management lied: the real problem is that we let them.

We built a culture where truth was optional and optimism mandatory.

We rewarded obedience over thinking.

Every time we clapped at jargon, every time we stayed silent while the company hollowed out, we helped build the lie.

Now there’s nothing left to hide behind.

The show’s over.

Stop clapping.

What do you think? I can’t tell anymore…

https://www.macrotrends.net/stocks/charts/IBM/ibm/goodwill-intangible-assets-total

When will the company share sales performance and financials for the new brand?

https://investors.xerox.com/news-releases/news-release-details/xerox-releases-third-quarter-results-1

It's a question, not a statement.

We know they skipped the Goodwill testing and put it off until Q4. We also know they are required to do it once a year, and they absolutely have to in Q4.

If I'm reading this thing right, the Goodwill far exceeds the Total Equity. I know a lot of the one time losses will be gone on the Q4 call, but still, the EV could go to 0 or negative.

Our stock has been on a steady decline for the last 6 months and shows no sign of any rebound. We now stand at more than an 11% decrease in stock price during this time period. On Market capitalization of $323 Billion, we ( our shareholders) have lost an amazing $32 Billion in this amount of time. How long will the patience last? How long will SAP go before it must drastically cut costs to stop the losses since we are not able to close the gap with increased revenue?

Do not think that our Board does not see that major layoffs are accelerating across sectors, with Amazon cutting 14,000 jobs, UPS slashing 48,000 positions and Microsoft (our partner) on track to cut at least 16,000 so far this year (with perhaps more to come).

The reality is that some of the factors driving these layoffs are beyond SAP's control and were cited by our CFO in the Q3 review, such as: Trump’s tariffs, rising operational costs and massive AI investments as primary drivers of the widespread job cuts. At the same time SAP will increase it's proposed buyout of $4.5 Billion of BlackLine, which offer they rejected. The message is clear, SAP's only hope of survival is to attempt to "buy" our way into profitability and market survival.

But will it work? I think not by itself. Let us all be prepared, our Board is fighting for their own survival. Shareholders will not close out the year on such poor stock performance without some pull back. The "quick" fix will be to do with so many other companies are doing which is to employ widespread layoffs to hopefully reduce the damage the stock has been suffering from for the last half of this year. Q4/25 and Q1/26 are likely not to be good for us - stay alert and prepare yourselves for what may be coming in the months ahead.

Why Do We Steer Clear of TDC?

Offerings couldn’t generate interest over the last year as its billings have averaged 6.2% declines

Projected sales decline of 2.5% over the next 12 months indicates demand will continue deteriorating

Sky-high servicing costs result in an inferior gross margin of 59.3% that must be offset through increased usage

November 4 will be interesting.

They have to do it once a year, by SEC regulation, and 3 quarters are gone now, so it will be December. As bad as it was, the next call will be a lot worse.

Merchant Solutions grew 5% for the quarter, with small business organic revenue growth at 6% and Clover revenue up 26%. SaaS penetration in Clover reached 26%.

• Gutted the clover like anything still performing better than actual $FI.

Clover keeping alive FI if not for clover, This stock would plunge to be a penny stock.

For what it’s worth, based on the 10-Q of $1.6B the approximate 10000 layoffs that have occurred, an approximated cost of termination from historical digging of similar layoffs, the very rough range for number of layoffs left is between 1000 and 5000 (unless the 10-Q) is updated.

couldn’t hold 220 and we gap down again.
Anybody notice the debt numbers Honeywell is reporting?
2020 : $23B
2021: $20.6B
2022: $20.5B
2023: $21.5B
2024: $31.1B

Wait .. $31B. ?

Can a stock owner or employee present or past question the validity of 3rd Quarter results?

What options are there to discover if these results are legitimate?

one year returns:

Delek 141%
HF Sinclair 36%
Valero 35%
Marathon 31%
S&P 500 17%
PSX 10%

The hole gets deeper.

The current total XRX Goodwill is only $1.91 BN, but.... Lexmark has goodwill as well. With a total market cap of less than 1/3 of the Goodwill, you have to wonder if they have ANY Goodwill value left. They wrote down 1BN a yer ago when the stock was at $9, now it's $3. I was thinking before the Q3 loss would be 1BN, but now I'm thinking closer to $2 BN.

what whispers are all y'alls hearing about revenue and profit in Q3 and ytd ? How are the next outflows ? Heard group sales was still very weak with these tiny cr-ppy plans being onboarded. Firm need outside investors big time to raise capital to modernize.

GM hits an electric speed bump
General Motors just announced a $1.6 billion charge tied to its electric vehicle plans. The company said it is adjusting production after the $7,500 federal EV tax credit ended on September 30, 2025.

This move marks a significant turning point for GM, which had previously promised to go all-electric by 2035. Instead of racing ahead, the automaker is easing off the accelerator to better match market realities and protect profits amid changing policies and shifting consumer demand.

The end of a powerful incentive
For years, the $7,500 federal EV tax credit has helped convince thousands of drivers to switch from gasoline to electric vehicles. GM and other automakers said the abrupt end of the credit sharply reduced incentives for many buyers.

Without the discount, electric cars suddenly became harder to afford, especially since prices remain higher than those of gas-powered vehicles. GM and other automakers are now feeling the pressure as demand slows, illustrating how significantly government policy can influence consumer choices.

Breaking down GM’s $1.6B hit
The $1.6 billion charge includes a $1.2 billion non-cash impairment linked to factory adjustments and $400 million for contract cancellations and commercial settlements.

GM says this financial hit reflects lower EV production plans and revised capacity expectations. GM stated that the charge will not impact vehicles currently in production, while also noting that further charges may be imposed as it reassesses capacity and investments.

A tough message to investors
In its filing, GM admitted it now expects EV adoption to slow due to weaker incentives and new government rules. That’s a big shift from earlier optimism.

While some investors were surprised, GM’s transparency reassured Wall Street that it was facing the problem early. By managing expectations now, the company hopes to stabilize its future and maintain confidence in its overall direction.

Policy shake-up changes the game
Recent U.S. policy moves, including the expiration of EV purchase and lease credits and easing of tailpipe rules, have altered automakers’ planning assumptions. Many had invested heavily in electric technology, expecting strong policy support.

For GM, those investments no longer align with current conditions. The company must now balance its electric ambitions with the financial reality of a market that’s temporarily shifting back toward hybrids and fuel-efficient gas cars.

Industry feels the slowdown ripple
GM isn’t alone in its EV troubles. Analysts expect Q4 EV demand to soften after the credit expired; early October commentary cites elevated dealer inventories and a likely pullback from September’s surge.

In the U.S. and other markets, buyers rushed to claim incentives in September, resulting in a sharp, short-term spike in EV purchases before the credits expired. However, by October, the sales surge had faded, leaving factories and dealerships to adjust to a more cautious consumer base and softer demand.

Adjusting production plans again
GM said its Board’s Audit Committee approved $1.6 billion in charges tied to an EV capacity realignment. The company is scaling back EV capacity at some plants.

Instead of building new factories dedicated only to electric vehicles, GM plans to create flexible facilities that can produce both gas and electric models. It’s a more cautious approach to avoid overproduction during uncertain times.

From big wet dreams to tough decisions
Just a few years ago, GM promised to invest $35 billion in electric and self-driving technology. That plan included dozens of new models and converted plants.

Now, those dreams are meeting a harsh reality. The company is pausing certain projects, reworking schedules, and focusing on what sells today, not just what might sell a decade from now. It’s a pragmatic shift toward sustainability over speed.

Dealers face slower EV sales
GM and Ford initially explored lease structures to preserve a $7,500 benefit, but both reversed course after the credit expired.

Now, dealers are facing slower traffic and an increasing number of unsold electric vehicles on their lots. Many are shifting back to promoting gas and hybrid models, which are moving faster and require less investment in new equipment or training.

Analysts see more to come
Experts believe GM’s charge might be just the start of a broader trend across the industry. Automakers that invested heavily in EVs are now reevaluating their books.

Analysts broadly expect more write-downs and delayed EV projects as companies reassess demand and incentives. As the market recalibrates, expect more financial write-downs and slower rollouts of high-cost EV projects in the coming quarters.

Automakers brace for tough years
Industry analysts expect more billion-dollar write-downs in the near future as companies recalibrate their electric ambitions. It’s a difficult adjustment after years of rapid EV investment.

Automakers are now focusing on improving efficiency, strengthening hybrid offerings, and managing production costs. These are survival moves designed to weather policy shifts and prepare for the next big push in clean transportation.

Want to get the best fuel economy from your hybrid?

GM’s electric road isn’t ending
Despite the setback, GM remains committed to an electric future. The company says it’s only adjusting speed, not direction, to stay aligned with real market demand.

The next few years will be characterized by smarter investments, better timing, and more affordable technology. GM’s long-term goal of going fully electric remains, but for now, the road there just got a little bumpier.

IBM's "whisper number" for Q3 2025, or the consensus estimate, is approximately $16.09 billion in revenue and $2.43 per share in earnings. Some analysts anticipate earnings could be slightly higher, at around $2.45 per share, driven by AI and hybrid cloud demand, though others are watching software growth closely following a miss in the previous quarter. The company is scheduled to report its official Q3 results on October 22, 2025.

After much fanfare, the colossal flop Landmark Life/Truspire has been sold to fly by nighters Malibu Life ? :) wowers. After all of that fanfare that Mutual was going to make hundreds of millions of revene selling annuities, it didn't & flopped & made $5-$10m on the sale before tax. Now, watch Malibu figure out how to make the $$$$ mutual couldn't. Its Simpa Baye's swan song. Time for him to say Baiye Bye !!!!

HP Upgraded on Robust Valuation and Positive Business Momentum.
https://tonernews.com/forums/topic/hp-upgraded-on-robust-valuation-and-positive-business-momentum/

It's coming -

PROJECT: FLEET AUTOMATION 2025
Strategic Labor Cost Reduction Through Autonomous Vehicle Implementation
DOCUMENT: ATT-FLEET-OPT-2025-CONF
SCOPE: 20,000 VEHICLES | 20,000 TECHNICIANS
VERSION: 3.0

💰 PROJECTED ANNUAL SAVINGS: $176M - $264M through transit wage reclassification

Current Hourly Rate
$45 - $60
per hour during transit
Proposed Hourly Rate
$7.25 - $15*
minimum wage during transit
Hourly Savings
$37.75 - $52.75
per technician hour
Daily Savings per Tech
$75 - $158
(2-3 hours transit daily)

EXECUTIVE SUMMARY

This initiative targets the reclassification of 2-3 daily transit hours from premium technician rates ($45-$60/hr) to minimum wage ($7.25-$15/hr), generating massive labor cost savings while maintaining current service levels through autonomous vehicle deployment.

EXECUTIVE SUMMARY

This initiative targets the reclassification of 2-3 daily transit hours from premium technician rates ($45-$60/hr) to minimum wage ($7.25-$15/hr), generating massive labor cost savings while maintaining current service levels through autonomous vehicle deployment.
CORE FINANCIAL STRATEGY

Current Cost: $45-$60/hr × 2.5 hours × 20,000 technicians = $2.25M-$3M DAILY transit cost
Optimized Cost: $7.25-$15/hr × 2.5 hours × 20,000 technicians = $362K-$750K DAILY transit cost
Daily Savings: $1.5M - $2.5M per day
Annual Impact: $176M - $264M (250 working days)

ANNUAL SAVINGS CALCULATION

20,000 technicians × 2.5 hours transit/day × 250 days/year = 12,500,000 transit hours annually

Current Cost: 12,500,000 hours × $52.50/hr (avg) = $656,250,000

Proposed Cost: 12,500,000 hours × $11.13/hr (avg min wage) = $139,125,000

ANNUAL SAVINGS: $517,125,000
COST-BENEFIT ANALYSIS
Implementation Costs:

Autonomous Vehicle Fleet: $400M (20,000 vehicles @ $20,000 each)
Technology Infrastructure: $50M
Training & Transition: $25M
Legal & Compliance: $15M
Total Implementation: $490M

Financial Returns:

Year 1 Savings: $517M (after 6-month ramp)
Year 2+ Savings: $620M+ (full implementation)
ROI Period: 10.5 months
5-Year Net Savings: $2.6B+

WAGE RECLASSIFICATION STRATEGY
TRANSIT TIME = MINIMUM WAGE TIME
Autonomous vehicle operation redefines transit as "non-productive time," enabling legal wage reduction to minimum levels while technicians are between job sites.
JOB SITE TIME = PREMIUM WAGE TIME
Technicians continue receiving $45-$60/hr only when physically at customer locations performing skilled work.
UNION IMPACT MITIGATION
Removing "driving" as a skilled trade function eliminates union jurisdiction over 20-30% of current compensated hours.

RISK MANAGEMENT & MITIGATION

Legal Challenges: $15M legal fund, precedent research, state-by-state compliance
Union Response: Phased implementation, "modernization" messaging, individual agreements
Employee Morale: Retention bonuses for high performers, career path emphasis
Public Relations: "Innovation leadership" narrative, environmental benefits focus

COMMUNICATION STRATEGY

External: "Industry-leading technology adoption," "Sustainable fleet management," "Work-life balance enhancement"

Internal: "Modernized work models," "Competitive positioning," "Efficiency optimization," "Career development focus"
KEY MESSAGE: "We're investing $490M in cutting-edge technology to improve our operations and remain industry leaders."
🎯 FINANCIAL IMPACT: $517M ANNUAL SAVINGS | 10.5 MONTH ROI | $2.6B 5-YEAR VALUE

We need the Vintage engineer! STAT!

Summary

Teradata Corporation continues to face persistent declines in revenue, earnings, and FCF, reinforcing the value-trap case for the stock despite trading at just 10x forward P/E.

Total revenue is expected to decline for the seventh straight quarter in 3Q on a YoY basis (excluding the nearly flat growth in 3Q FY2024), driven by deals that.

Low-end cloud migrations are largely complete, but the company is struggling to win over large cloud customers, as shown by the declines in recurring revenue.

Cloud ARR is expected to grow 14% to 18% YoY for FY2025, showing no growth acceleration in 2H FY2025.

Large deal delays and slow customer adoption highlight execution issues, with TDC losing market share to cloud competitors such as MSFT, GOOGL, SNOW, and Databricks.

Q3 2025 and its gotten worse. Net income down v 71.88% Free cash flow down v 43.48% EPS down v 75.31% and companies like Zacks issues Strong sell after Q3 results...and Teradata goes from Cloud strategies to AI to ??? VantageCloud and AIfactory - what happened to 4 D Clearscape analytics and Vantage cloud lake house that dynamically scales without a data redistribution? Those of you still tethered to a pay check the end is near.

less than 2 billion for the multiple year in a row??

don’t be scared !

I’m trying to understand what’s driving the stock price down.