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Advice

If you're likely to get laid off, just cut back to the minimum that you have to do. No need to put in the effort!


Exit plan bonus secured advice needed

Planning for exit: bonus secured. I have been secretly building business on side that has me financially where I want it to be. Now the planning which items should I take care of or be sure I take advantage of before I leave. Insurance wise I will take care of any benefits since I will be getting my own insurance such as annuals , dental work( not much) using my rewards I think I have some gift cards I can cash with points, wrap up any Ed Assist dues for the certification I am getting , help a friend here add to the list


Transformation and CO - Get out ASAP

Trim Ryan posted about it. Others have mentioned it. If your role is even remotely tagged to Transformation and/or CO - find a new job asap. You WILL get Rif'd. It's not a question of if but a question of when. Save yourselves the mental agony of getting access cut off in a matter of less than an hour. The ignominy....get out. LIterally...to anywhere else.

Best piece of advice that I can give. Do yourself and your mental health a favor - don't wait till the last minute.


2025 STI 401k contribution

I had set up a 6% 401k contribution on my bonus payout to get the full company match. However, the 2025 STI payout paycheck doesn't have any 401k deduction. Therefore, I am guessing there won't be a company match. Anyone else seeing this? I have reached out to HR via email for clarification.


Strategy and Trust - Advice for new hires

The real issue isn’t just layoffs, it’s trust.

When cuts happen and communication feels vague, people lose confidence fast. Add tighter return-to-office rules on top of that, and it can feel like control is going up while security is going down.

WFH flexibility isn’t just a perk. It’s a signal. It says: “We trust you to deliver.” Being super prescriptive with attendance dashboards and badge monitoring sends the opposite message.

If leadership wants to retain the best talent, they must listen actively to the needs of the incoming generations who are screaming to balance their life needs better then previous generations. It comes down to a few basics:

  • Be clear about what’s happening and why
  • Be consistent between words and actions
  • Trust people to do their jobs
  • Push the flexibility policy more and stand behind it

Layoffs test culture. Culture eats all strategy (even the best ones designed by DW). Flexibility and transparency are how this company will succeed or fail. It’s too late for me because I made my decision so I leave this for the new hires coming in to witness.

Your move, DW


I'm back one year later from March 2025 layoff

I was the author of the maybe layoffs thread last year where everyone mentioned that I was trolling. https://www.thelayoff.com/t/1jmakfz6x

I was impacted, but in good spirits now since it took me a couple of months to find another role. I am giving my perspective and guidance to those who maybe affected next month.

If something feels off start applying immediately to other jobs, that is what help me achieve a faster turnaround in this job market. Those who got poor performance reviews out of nowhere with little to no warning helped me understand that except for family, no one is to be trusted.

When you are in the call with HR remain calm say that you will look over the severance package and leave. You'll have a few days to sign it with a clear head. Always have your keys, wallet, phone, and other with you at all time.

If applicable look at your state unemployment laws for additional income, but do watch how much taxes are withheld.

If you get a job offer, take it then keep applying for other roles or better yet apply internally once in so you get a job that matches your skill set. I REPEAT TAKE IT!

Get your medical checkups now! FSA used it.

You will get a message from old teammates about your status, but this is not a checkup. It is a check to see where you end up and some will be jealous to hear where you end up.

Trust your gut.


SM time off guidance!

"Discretionary Time Off Guidance" by SM confirms the 200 hour cap on "time off" aka combined sick and vacation time. Unfortunately, this cap is in direct violation of the unlimited vacation and sick time policies of L3H and the US federal employment laws regarding compensation for time off. Any attorneys reading this who are interested in a class action lawsuit against L3H for current and former employees?

Let's celebrate the lawsuit in the spirit of EWeek - Transform Your Future


Unsolicited Advice...To Elevance Health

If this company truly wants to grow its market, it must take a hard look at the people directors leading its teams. These leaders have a direct and measurable impact on team performance. Ignoring this level of leadership has not produced meaningful gains so far, and it will not do so in the future. You have leaders that do not show up for work or for their teams. Why would any company pay leaders not to show up? It would serve the company well to undertake the necessary, perhaps uncomfortable, work to address this now, unless the intention is to continue falling short with full awareness of the cause.

And to be clear, this post is not intended to solicit responses from people directors who may feel personally offended by this perspective. The focus should remain on results, accountability, and the long-term success of the organization, not on individual sensitivities.


PSA - PUBLIC SERVICE ANNOUNCEMENT from someone who has "been there, done that" recently:

Change your 401k automatic payroll deduction to 0 ASAP!

If you got laid off, cash is king, don't worry about retirement at this moment - changing to 0 will increase your paychecks for the non-working notice period. If you think you might be laid off or know you are going to be in next round, keep this tip in mind. FYI - if you lose access, you can still get this info via Total Comp Online.

Benefits - Make all medical, dental, eye doctor appointments and refill all prescriptions ASAP. I called my doctor to tell them I was laid off and they called in extra refills for me. Anything you have been putting off, get done now. I had a couple procedures I'd been postponing due to work.

If you have the Vision insurance, it starts fresh every January - it does not matter if you got new glasses in December. I got new sunglasses I desperately needed and my kid got a new pair of regular glasses.

There are a lot of emotions that come with this, so stay strong and I believe we will all end up better off from this down the road. Peace.


If you’re laid off, start your own company!

I’m sorry to hear about all the layoffs people are experiencing. My advice is that because your experience is valuable, especially you folks who have been working here for 10, 20, 30 years, you should either A) Start your own company (for behavioral health, etc) or B) Do consulting on your own terms.

It’s obvious people with incredible resumes are being let go. It’s time we take our careers back and invest into something we’re truly passionate about.

Wishing you all the best!


If you’re laid off, start your own company!

I’m sorry to hear about all the layoffs people are experiencing. My advice is that because your experience is valuable, especially you folks who have been working here for 10, 20, 30 years, you should either A) Start your own company (for behavioral health, etc) or B) Do consulting on your own terms.

It’s obvious people with incredible resumes are being let go. It’s time we take our careers back and invest into something we’re truly passionate about.

Wishing you all the best!


Best space for FIS Breaking News is here

So many have been generous in sharing what is happening for them and on their teams in real time. It's gut wrenching to watch. Please take good care of yourselves. If still in the office, get contact info or create text chains for your workgroup to stay in touch. If laid off, don't sign anything until you have a chance to review it. Check your local laws regarding length of time to do so. If appropriate, have an attorney review it. Resist any pressure to sign without those options. If you are impacted, as mentioned elsewhere, it's not your fault, you did not fail. Everyone was failed, right from the top.


Layoff Advice

Was picked and off payroll in 2 weeks. I didn’t find the PDF they sent very informative. Can anyone who’s been thru the process advise on best practices? What should I look to sign first, what should I handle first? What are some big don'ts ? Thanks in advance for positive assistance.


AT&T Pension via Fidelity

Noticed the estimated Lump Sum payout is LOWER for 2026 vs. 2025, which is both alarming and surprising - especially since interest rates declined in 2025 ….. so, I was expecting to see an increase in the Lump Sum amount. Anyone else experience this, and any insight or explanation ??


Jane is laughing her @ss off every time her direct deposit hits.

22% raise while the masses get ran off to pay for it. Every single employee is a pawn, a commodity to be used traded and discarded at will. You are no more to her than stapler.

AI promises were made and it did not work out. It will eventually but AI did not bear the fruit (money) that was promised. We’ll have AI in place and it’ll replace “x” number of employees this year. It did not work but even still gotta run off the people to save at least some of the money that was promised. So…YOU are on the chopping block.

Meanwhile, Jane raise\bonus is locked in at the cost of your job. She’s laughing at the fact that you are paying the price and not her.
Those that are left behind the carnage will be worked to death to pick up the slack and again she will chuckle. You guys need to get past the point that she does not care what you do, say, think, suffer through or feel. You are such a non-concern to her much like a discarded bottle cap that you and your well being does not even register as a thought to her. She came from McKinsey for which their sole purpose in life was to help CEO’s determine the best way to sell laying people off for optics.

My advice to tech….leave on your own terms as soon as you can. Be willing to move elsewhere for the same pay and maybe even settle for less but at least you won’t be blindsided. Yes, I am aware it takes a very long time to find something so start searching now rather than after the axe falls. Skill up and go. Either Citi sees the value you bring to the table or they don’t and some other company will. Try branching out to other sectors. As said before a tech person at Citi is not exclusively locked in only to the banking sector. There are other sectors that also use PowerBi, SQL, Exchange, various vendor firewalls, routers, switches, cluster, AD, etc….. crazy, I know, but Citi is not the only ones that uses various technologies. Give other sectors more than a passing glance.


Admin staff

I wanted to see what the global experience is with admin staff? In my local office, there’s an assistant that complains all the time about having to take cover multiple teams (a bit over a dozen people). On paper it looks like a lot but it’s often very low touch, even no touch for some.

She says she only had to take care of a few people a few years ago. Which seems crazy. Is she being dramatic and inefficient maybe? Or is low touch assistant work for a few people with doing expenses for a dozen people too much?