#healthinsurance

then allow the health insurance premium to remain as it is. people are hanging around for health care.

For the severance it stated should still be covered 60 days from notice with health benefits but from my spouse they're saying they have no coverage at all

Is anyone else having issues with medical coverage issues?

Just got the notice Cigna will not cover Zepbound for its employees for weightloss effective 7-1. Feels like the ultimate bait and switch: “join our program, use Omada, we cover your medication cost for this lifetime
Med!!” 2 years and 100lbs later “just kidding- you can pay $500 per month cash pay, it’s accessible now!”. Between layoffs, benefit downgrades, verint, stagnant wages I feel like I’m actually losing money working for this company not making money lol. Anyone else feel like they are paying for the “luxury” of working here? Maybe they’re just hoping we regain the weight and unalive so they can save money without additional layoffs

Remember that survey we had to fill out? What will be the changes? So many people speculate that Schwab will discontinue the health plan, give people a fixed sum, and let people find their own insurance.

I never confirmed nor signed up for COBRA yet somehow I am still getting billed for something. I was laid off here and wanted to just leave in peace but WTF is this company giving me more reasons to get angry?

Does anyone know how/where COBRA payments are made once our insurance transitions? My garden leave ends in June 1 and I really don’t want O decimating my final payout for the COBRA.

PacificSource Health Plans will exit the Affordable Care Act marketplaces. The company will not participate in the health insurance exchanges next year. It is also withdrawing from Montana operations. PacificSource is a nonprofit health insurer. Approximately 30,000 members are currently on its exchange plans.

Montana

http://www.modernhealthcare.com/insurance/mh-pacificsource-aca-exchanges-montana/

Any Cisco retirees using Cisco RMAP health insurance plan? Can you share the premium you are paying and how you like/dislike it?

Those of you laid off, what are you doing for Medical Insurance?

With the healthcare.gov marketplace prices having gone up significantly, as well as COBRA cost on the individual end's increasing - what are you doing for insurance / paying a month for Medical Insurance?

Lowest monthly premium on healthcare.gov is $200 or so higher than COBRA in my case, so i guess COBRA is the way to go in my case while severance is still being paid.

COBRA is tough though, if you cancel the month prior to severance ending to avoid paying for COBRA at full price and you are not in the Enrollment Period - you go without insurance for a short time until you can enroll?

What a joke the whole concept is honestly. Getting the shaft from multiple angles so wondering if anyone has thought this through.

Health share? Insurance less? Finding any job with benefits to avoid paying full premiums for medical insurance?

Let's hear your options all you titans of the Healthcare industry!!!

Severance payment of 16 weeks plus two weeks for every year of completed services, minus your notice period. Please see the cover sheet of the attached Separation Agreement for more details on this calculation.
Payment of COBRA (health insurance) premiums for you and your family (if they are dependents on your current plan) for 18 months.

OP: @ap+1ks3r72xt

Bumping this up for visibility.

Layoff email from Meta says:

Payment of COBRA (health insurance) premiums for you and your family (if they are dependents on your current plan) for 18 months.

From my friend I heard, Oracle is just paying 1m .

Question for those of you who have been impacted by a layoff recently: I understand that you receive a call/ meeting with HR and you are separated that day. How long after that date did you receive your regular pay (not any severance)? Also, how long did benefits continue, specifically health insurance? Thanks!

H1B and J1 visas ki-led Spirit Airlines!!
Is Ford next??
Ford is full of full of Visa folks and laying off locals.
My friend list his daughter who was fighting with cancer as his position got replaced by H1B. And he lost insurance after severence.
Is there a way to stop this??

What's the situation here when you're laid off? I have a kid who needs regular prescriptions and I can't afford to lose coverage. When I was let go from my old job, COBRA let me stay on the company plan but I was paying the full premium plus two percent, which was not cheap. I'm hoping there's a better option here.

Any of the recent VSP retirees have any luck getting your welcome packet from HealthEquity who is supposedly administering our HRA accounts? We were supposed to receive it in April, but I have yet to get anything from them. I did purchase a Carefirst plan on the exchange, so I’m trying to get my reimbursements started? Thx

Has anyone had experience with using COBRA when severance ends? From what I read, there is a gap between the last official date and getting COBRA information, and you get retroactive coverage once you pay your premium.

Please let me know your experience.
Thanks!

If they started offering Cafeteria Benefits allowing people to pay for selected coverage and not for coverage they will never/no longer need such as OB, Peds, or opt out of other coverage options to include BH, SNF, etc they might actually be seen as a decent provider other than a greed machine. Healthy and younger people may not need any of this coverage and could add it much later in life. Along with stop forcing house staff to buy the Cadillac plan of the year vs basic coverage. I for one don't need a variety of coverage, and I damn sure am not interested in their "high touch" BS offerings.

What does this mean? TBH doesn't seem like a bad idea if they want to avoid market volatility for now.

with the current state of the cost of medical coverage. Not just at Verizon, but nationwide. Could it be that when these multi millionaire Fox News hosts call us SoCialiSts for wanting universal healthcare here in the US, they might not not really have the working stiff's best interests at heart?

With the coming layoffs can we share what severance package is offered? Do you keep health insurance? What happens to accumulated vacation?

Thanks!

What happens to one’s health insurance after being laid off? Does anyone know?

Got my cobra estimate retiring early it’s like $1200 a month. Better check your fiqures before you pull the trigger on retiring early. It’s an eye opener!!
Bumping this so folks don't miss it. Too many are so focused on leaving as soon as possible (not that I blame anybody) that things like this get overlooked.

Disney initiated a new round of layoffs under CEO Josh D'Amaro. Severance packages are determined by employee level and company tenure. Payouts range from four weeks to 52 weeks of pay. Some departing staff also received prorated bonuses and health coverage. Disney's severance structure differs from other recent media company offers.

https://www.businessinsider.com/disney-layoffs-severance-employees-marketing-team-josh-damaro-2026-4

How much premium i would end up paying for me, wife and 3 kids if I elect COBRA. Is such a family option available ? How long we can continue COBRA ? Appreciate your inputs.

i have a feeling i'll be cut soon (weird vibe coming from the manager, being ghosted and gaslit) i am thinking about keeping cobra and wanted to see if anyone had experience with it. thank you...

Does anybody know when insurance for laid off employees ends?

Oracle said 4/10
UHC said 12/31/26 up until two days ago
UHC now says 4/30/26

I was undergoing cancer treatment and radiation therapy when my manager asked me if I could work three days a week and take a part-time FMLA instead of the full disability leave. This would allow me to regain my rhythm and continue earning commissions.

I decided that this arrangement would be beneficial for my morale and overall well-being, so I agreed. However, two weeks later, I was laid off! I had been pre-approved for the entire year to receive 90% of my pay and full medical coverage. Now, I will lose my coverage and have no job or income while I am recovering. I spoke to a few lawyers, but they all told me that I was in trouble.

I am ex employee who was affected by last month's RiF. To date, my health insurance was terminated 4 days early and they have "ghosted" me when I am asking for updates on when I will receive my severance payments. Not surprising for this company of course. Anyone else have similar issues?

What are the perks of retiring from fidelity? Can you stay on fidelitys health insurance if you retire at a certain age / tenure?

I'm in therapy now thanks to this job. I did everything right, great reviews, no issues. New management is awful, threatening, plays favorites. I have a health condition that needs good insurance and I live somewhere with few other jobs. So I stay. But I'm done ki-ling myself for them.

Swift River School is considering layoffs for paraprofessional positions. Rising health insurance costs are creating a significant financial strain. Up to five paraprofessional jobs are on the chopping block for fiscal year 2027. New Salem voters will decide on an override next month to potentially reduce these cuts. The school's state aid increase is minimal, impacting rural districts disproportionately.

New Salem,

https://recorder.com/2026/04/06/swift-river-school-layoffs/

Well.. it is what it is. But it’s heart breaking to read the comments regarding laid off O employees and that they were cut from medical insurance and work after many years with just one cold e-mail. Employee that was planning serious surgery next month, a woman 30-week pregnant opened mailbox and suddenly her access was cut…. There are lots of stories where just
As I observe on Linkedin people really are getting ungry for this AI bullsh-ts published on Lnkdn, and are leaving the comments regarding yesterday and todays layoffs. People just got sick with that situation. It lacked basic human decency.

"Blue Shield of California, a nonprofit health insurance company, has reported layoffs across multiple California locations, according to a recent WARN filings."

edhat.com

I'm mostly curious about the medical coverage.

A new report released by the bipartisan Senate Joint Economic Committee (JEC) on Tuesday found that overpaying for Medicare Advantage (MA) plans caused Medicare Part B premiums to rise across the board.

According to the JEC’s report, overpayments to MA plans caused standard monthly Medicare Part B premiums to go from $185 in 2025 to $203 in 2026.

The report defined “overpayments” as the difference between what the federal government government paid for MA plans versus Traditional Medicare (TM) plans. When payments to MA plans exceeds those for TM plans, premiums go up for both groups.

In 2025, MA plans were paid $84 billion more than it would have cost to cover the same amount of beneficiaries with TM plans, an average of 120 percent more.

Medicare Part B covers medically necessary services like doctors visits, supplies and some outpatient prescriptions as well as preventive services. Roughly 63 million people are enrolled in Medicare Part B and a little more than half are on Medicare Advantage, which combines both Part A and Part B.
The JEC further noted that the burden of MA overpayments are spread unevenly across the country as some districts and states have lower rates of MA enrollment. The report gave the example of Wyoming, where only 21 percent of Medicare beneficiaries are enrolled in MA, estimating that payers in the state will pay $25.4 million in excess premiums, with most of that from TM enrollees.

“Let’s be honest about the math, when Medicare Advantage is overpaid, that money doesn’t just disappear, it shows up in the Medicare Part B premiums seniors pay every month, including those paid by traditional Medicare beneficiaries who are not getting extra benefits,” said JEC Chair David Schweikert (R-Ariz.) said in a statement.

“If Congress is serious about affordability, fiscal responsibility, and fairness, we must take a hard look at Medicare Advantage and make sure the rules are the same for everyone,” he continued.

“Today, between aggressive upcoding, questionable quality bonuses, and structural overpayments in Medicare Advantage, seniors who stay in traditional Medicare are effectively subsidizing the system. That’s not sustainable, it’s not fair, and it can be reformed.”

What are the chances CMS will move off their proposed 0.09% rate for 2027?
It was approximately 5.0% for 2026 but they decided to basically eliminate it for 2027. After they announced the rate all health insurance stocks dropped massively.

UnitedHealth Group’s slogan is: “Helping people live healthier lives.”

I lost my job at Optum in 2025 and remain unemployed. As a result, I also lost my health insurance. I cannot afford COBRA, and I have a serious health condition that is currently going untreated. Each month I am forced to choose between paying rent or paying for heathcare coverage.

Without treatment, my condition will eventually become terminal.

THANK YOU OPTUM FOR NOT CARING!

Hello, I am just trying to plan for post-JE when it happens. I have a special needs, 12-year-old boy. My wife is working near min wage, has health insurance, but not great, and they don't have family plans. If I have to get health insurance for my son and myself, what are my options in CT? Since I may not have income, do I qualify for any rebates for premiums from AccessHealthCT? Is the marketplace the only option until I get a job? I read here that Cobra is expensive, not sure if it will be more expensive than the marketplace. Does anyone have any experience getting health insurance post-JE? Thanks for any inputs

I am "offboarding" this wonderful place in the US.

Of course, the links to the offboarding processes do not work or time out.

All I really care about is COBRA (they can take their surveys and shove them).

Has anyone that has recently ejected priced US High deductible family COBRA plans?

If so, what was the cost?